Health ins. coverage for europe?

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Health ins. coverage for europe?

Post by Doug » Tue, 15 Aug 2000 04:00:00


My wife and I will be traveling from the U.S. to Italy in October and I was
wondering if anyone has bought specific health insurance for traveling or
how would the coverage of an HMO be in europe?  (I assume not at all!!) I
plan on not using it ;) but I like having some peice of mind.  Are there
some policies you would recommend/not recommend?

What's the weather like in Italy in October?

tia
Doug

 
 
 

Health ins. coverage for europe?

Post by DAS RO » Tue, 15 Aug 2000 04:00:00


Doug asks  " My wife and I will be traveling from the U.S. to Italy in October
and I was
wondering if anyone has bought specific health insurance for traveling orhow
would the coverage of an HMO be in europe?  (Iassume not at all!!) What's the
weather like in Italy in October? "

You should check with your HMO as to their policies on getting emergency
assistence reimbursed. My health plan covers me overseas for emergency medical
problems; many do not..
The weather in Italy can be as differant as it is in the US. Rome and lands to
the south may still be warm but from Firenze north to the Alps you may
encounter substantial rain and even early snow in the mountain regions.

Michael Schneider
San Francisco, CA.

 
 
 

Health ins. coverage for europe?

Post by Divamanq » Wed, 16 Aug 2000 14:16:47


I bought "trip insurance" which includes health coverage while I'm in Europe,
along with "trip cancellation" insurance, which will reimburse any
non-cancelable charges I have paid.  A lot of people don't bother (although
many assume their U.S. health policies cover them abroad, which is not
necessarily the case).  However, my trip is far enough off, in point of time,
and I will have laid out enough money so it seemed worth the premium (which is
really quite reasonable -  based upon the age of the oldest member of your
party, and how much of the potential cost of cancellation you wish to cover.)
There are several companies on the net, or your personal insurance agent can
probably arrange a policy for you.  (Or your travel agent, if you are using one
- although I've been told it may be more expensive through them.)

> My wife and I will be traveling from the U.S. to Italy in October and I was
> wondering if anyone has bought specific health insurance for traveling or
> how would the coverage of an HMO be in europe?  (I assume not at all!!) I
> plan on not using it ;) but I like having some peice of mind.  Are there
> some policies you would recommend/not recommend?

> What's the weather like in Italy in October?

> tia
> Doug

 
 
 

Health ins. coverage for europe?

Post by Caro » Wed, 16 Aug 2000 04:00:00


Northern Italy is pleasant, sometimes light rain, or mixed clouds nd
sun.  You might get some snow in the mountains (like the Dolomites.).
Southern Italy is warm, sometimes actually muggy.  Not unpleasant.

Trip insurance (health) is a good buy - a few years ago I was
traveling with a small group and one member had a stroke - they had
purchased trip insurance shortly before departing on the trip, and it
covered the bulk of their expenses, including about 10 days in a
hospital in France, train back to Paris, medical attendant back to the
states on the plane (required by the airline), etc.   Of course the
trip cancellation insurance was also worth it.    

On Tue, 15 Aug 2000 05:16:47 GMT, "Evelyn Vogt Gamble (Divamanque)"


>I bought "trip insurance" which includes health coverage while I'm in Europe,
>along with "trip cancellation" insurance, which will reimburse any
>non-cancelable charges I have paid.  A lot of people don't bother (although
>many assume their U.S. health policies cover them abroad, which is not
>necessarily the case).  However, my trip is far enough off, in point of time,
>and I will have laid out enough money so it seemed worth the premium (which is
>really quite reasonable -  based upon the age of the oldest member of your
>party, and how much of the potential cost of cancellation you wish to cover.)
>There are several companies on the net, or your personal insurance agent can
>probably arrange a policy for you.  (Or your travel agent, if you are using one
>- although I've been told it may be more expensive through them.)


>> My wife and I will be traveling from the U.S. to Italy in October and I was
>> wondering if anyone has bought specific health insurance for traveling or
>> how would the coverage of an HMO be in europe?  (I assume not at all!!) I
>> plan on not using it ;) but I like having some peice of mind.  Are there
>> some policies you would recommend/not recommend?

>> What's the weather like in Italy in October?

>> tia
>> Doug

 
 
 

Health ins. coverage for europe?

Post by Tom Rafter » Wed, 16 Aug 2000 04:00:00


I now use a new service from AMEX. It is about $160 per year for one and
one's spouse. I was spending twice that previously. You can contact AMEX
directly.



> I bought "trip insurance" which includes health coverage while I'm in
Europe,
> along with "trip cancellation" insurance, which will reimburse any
> non-cancelable charges I have paid.  A lot of people don't bother
(although
> many assume their U.S. health policies cover them abroad, which is not
> necessarily the case).  However, my trip is far enough off, in point of
time,
> and I will have laid out enough money so it seemed worth the premium
(which is
> really quite reasonable -  based upon the age of the oldest member of your
> party, and how much of the potential cost of cancellation you wish to
cover.)
> There are several companies on the net, or your personal insurance agent
can
> probably arrange a policy for you.  (Or your travel agent, if you are
using one
> - although I've been told it may be more expensive through them.)


> > My wife and I will be traveling from the U.S. to Italy in October and I
was
> > wondering if anyone has bought specific health insurance for traveling
or
> > how would the coverage of an HMO be in europe?  (I assume not at all!!)
I
> > plan on not using it ;) but I like having some peice of mind.  Are there
> > some policies you would recommend/not recommend?

> > What's the weather like in Italy in October?

> > tia
> > Doug

 
 
 

Health ins. coverage for europe?

Post by jimmys.. » Fri, 18 Aug 2000 04:00:00


Try http://InsureMyTrip.com - they let you compare policies from many
different travel insurance companies to get the best one for your
particular needs.



Quote:> My wife and I will be traveling from the U.S. to Italy in October and
I was
> wondering if anyone has bought specific health insurance for
traveling or
> how would the coverage of an HMO be in europe?  (I assume not at
all!!) I
> plan on not using it ;) but I like having some peice of mind.  Are
there
> some policies you would recommend/not recommend?

> What's the weather like in Italy in October?

> tia
> Doug

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